Yesterday I said I wanted to talk about being thrify today.
Funny, after I wrote that and left the house to run my errands yesterday, I saw that gas spiked here to $3.45. For once, I had decided to fill up on Monday afternoon and paid $3.12. There's a jump for you. I'm SO glad that I got rid of my gas sucking Jeep last fall!
Needless to say, with tax season pushing down on us and some other unexpected circumstances around here, money has been really tight on top of rising prices. I've never been good at being thrify, cheap or a penny pincher, but I'm trying these days! I'll be honest, I'm kind of scared when I hear about how oil prices are rising through the ceiling and how the political candidates are proposing rolling back tax cuts and raising our taxes even higher than they already are. I swear, if all Americans had to pay quarterly taxes and actually write those checks to the IRS out of their savings every three months, there would be a revolt in this country. But I won't go there.
I'm just looking to find ways to keep more in my bank account so that when I have to write those checks for fun things like taxes, insurance and utility bills, I can still do it.
Motivated a bit by Chris and her blog about not buying unnessary stuff for a year, I've really started to think about shopping. I just don't go out and do it. It's that simple. Not going saves gas, not to mention not shopping. Instead of being at Target once/week, I'm there about once every six weeks if that. That's got to help. I never go to the mall, but I really never did.
On the flip side of shopping, I'm trying to get organized to have a big garage sale this spring, furniture and all. I just want to get rid of the stuff that I don't love and try to make a few pennies while I'm at it. Initially I was looking at this Friday and Saturday, but thanks to a snowstorm last week, that's not going to happen. April sounds good! I've done two garage sales in the past and made about $800 at each. If I could make that again, I won't feel guilty about enrolling Shannon in two weeks of summer camp again this summer.
I look a mess. I'm pretty low maintenance, but I like to get my nails done because it keeps my cuticles from splitting cracking and hurting. I get really bad hangnails when I don't get my nails done and I haven't been to the nail salon since Christmas. My hands are a mess but I've saved some money there. I'm also WAY overdue for a haircut. Way, way, way......I might end up at Great Clips today but I'm kind of afraid to go there. I love the guy who cuts my hair and I've been going to him for years. I can't decide. I need some new mascara, but I won't buy it. I keep thinking that I'll hold out for one more week. Kind of like fixing the roots on the top of my head. That's reaching a critical point, however. I might end up doing that myself too.
We don't eat out much, but I've been making some compromises in our healthy eating, unfortunately. Eating the South Beach way is great for your body but bad for your budget. So we're back to adding in a bit more rice, bread and potatoes and cheaper cuts of meat. I dug a really cheap hunk of beef out of the freezer the other day and made beef stew and it was fantastic, and cheap! I am no longer at the grocery store every day for this, that, and the other. I also do a lot of "cook ahead" cooking and stock the freezer. I buy in bulk, especially things like coffee, cheese, meat, and fish. A nice sized freezer really comes in handy!
I don't clip coupons...I would, but I never see coupons for any of the products that I'm interested in buying. I do buy brands on special at the store. And speaking of grocery shopping, I used to go to a variety of stores to bargain shop, but now that we have a rewards program at my closest supermarket, where money goes back to our church, I tend to shop there exclusively. Besides, all of the other supermarkets and places like Aldi are all ten miles away, so that's a $3.45 round trip just to shop there. Sam's Club is right near my office, so we're there a lot. I wish I had a closer Costco, but the closest one is about 17 miles away.
Things that I really can't cut out because they are things that I don't do.....eat out, convienience food, movies (theatre or rentals), Starbucks, etc. I've really tried to consolidate car trips as much as possible and that helps. I clean with a lot of baking soda and vinegar. I let the dog clean the dishes instead of running the dishwasher (just kidding!).
A round trip to the taekwodo school is 15 miles and in the past it wouldn't be that odd for me to make three round trips there in one day. I don't do that anymore. If it means going three or four days/week instead of five, that's fine.
I hate being cold, but I have dialed down the thermostat. It's 65 in here during the day and 61 at night. Brrrrr!
Other things I do.....I pay bills online to save time, gas, and stamps. I figure that just paying my bills online saves me around $10/month. That's not much, but it's still $120/year, and that's kind of nice!
I'm sure there's more, but that's all I can think of right now. What do you do to be thrifty?
And speaking of spending money unnecessarily, today IKEA comes to Cincinnati with a LOT of fanfare. I'll be talking about that hoopla tomorrow! Have you been to IKEA?
...finally, on a totally unrelated note.....did you see American Idol last night? I taped it, but my DVR went wonky on me in the second hour, so I didn't get to see the last six performers. Crap! I have to give some props to Chekezie, however. He was awesome! I guess I'll have to catch the last six on YouTube today! And it's official, I have a new favorite. I love DAVID. David Cook that is!